Personal Banking Articles
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4 Ways to Use CDs in Planning Your Financial Future
October 2019 / Personal Banking / Share
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Here are four ways to incorporate CDs in planning your financial future.
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Have a Side Hustle? You Need These Banking Tools to Get Paid
August 2019 / Personal Banking / Share
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Here are the banking tools anyone with a side hustle needs.
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Back-to-School Shopping: How To Save
August 2019 / Personal Banking / Share
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Here are a couple tips to keep the back-to-school bill manageable.
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Use Summer Chores To Teach Your Kids About Financial Literacy
July 2019 / Personal Banking / Share
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Start teaching your children about responsible money habits.
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Start Saving in Summer For a Winter Vacation
June 2019 / Personal Banking / Share
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Use these tips to start saving for a winter vacation in summer.
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When is Refinancing Student Loans a Good Idea?
June 2019 / Personal Banking / Share
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When is the best time to refinance your student loans?
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Spring Cleaning for Your Home and Personal Finances
May 2019 / Personal Banking / Share
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Your budget could likely use the same spring cleaning refresh as the rest of your house.
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3 Cheap Ways to Get Away This Spring
April 2019 / Personal Banking / Share
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Here are three ways to travel cheaply this spring.
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What Does Rate Uncertainty Mean for Your Personal or Business Banking?
March 2019 / Personal Banking / Share
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What does rate uncertainty mean for your personal or business banking?
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Personal Finance Resolutions to Make for 2019
January 2019 / Personal Banking / Share
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Here are some personal finance new year's resolutions to make.
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Setting Up a Budget for the New Year
December 2018 / Personal Banking / Share
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Now is a good time to start thinking about ringing in the new year with a new budget.
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Settling Year-End Personal Finances: How a Checklist Can Help
December 2018 / Personal Banking / Share
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Use a checklist to inform your 2019 budget.
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A Guide to Instant Payment Services: From A to Zelle
July 2018 / Personal Banking / Share
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Sending and receiving money has never been easier thanks to the rise of payment apps.
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Tips to Prepare for Your Summer Vacation
July 2018 / Personal Banking / Share
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Staying safe and healthy while traveling should always be a priority; and making sure you can afford a break doesn't hurt, either.
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How To Find The Best Cell Phone Plan For You
June 2018 / Personal Banking / Share
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Making an informed decision on your next cell network provider can end up shaving off a sizeable amount from your monthly bills.
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Saving Money With Help From Your Community
June 2018 / Personal Banking / Share
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Keep in touch with your community year-round to stay apprised of great saving opportunities.
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Quick Steps to Build Credit
June 2018 / Personal Banking / Share
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Whether your score needs improvement or you don't have a credit report yet, there are a few easy ways to build credit from the ground up.
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What Financial Documents Are Most Important to Keep?
June 2018 / Personal Banking / Share
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Keeping track of financial documents is easier when you have a plan in place year-round.
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What Really Determines Your Car Insurance Premiums?
May 2018 / Personal Banking / Share
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What determines car insurance premiums, exactly? And are there ways to lower your auto insurance premium without simply switching carriers?
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How To Travel On A Budget: Tips And Advice
April 2018 / Personal Banking / Share
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If you've always wanted to learn how to travel on a budget, there's no better time than now.
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Getting Your Tax Returns Filed Before the Deadline
April 2018 / Personal Banking / Share
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It's essential to get your tax returns completed as soon as possible. Here's what to know if you are filing your taxes at the last minute.
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Teaching Your Kids About Personal Finance
April 2018 / Personal Banking / Share
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All throughout childhood, parents should act as a reliable resource for their kids when they have questions about just about anything, including money.
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Make the Most of Mobile Banking
March 2018 / Personal Banking / Share
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Have you joined the movement to mobile banking yet? If not, you might be missing out on some amazing benefits and surprising convenience.
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Which Banking Services to Use at Different Stages of Life
March 2018 / Personal Banking / Share
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As you enter different stages of life, ensure that your bank and the services it offers are equipped to meet your needs when you're ready.
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Planning Finances with Your Spouse or Partner
February 2018 / Personal Banking / Share
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As difficult as discussions about money are to have even in the most stable relationships, they are an essential step that should be considered.
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Achieving Your Financial New Year's Resolutions
February 2018 / Personal Banking / Share
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It is possible to make a financial resolution that you can actually keep.
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Vectra Bank's New Deposit Accounts
January 2018 / Personal Banking / Share
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Learn more about Vectra Bank's new deposit accounts.
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Use Credit Card Rewards For Holiday Spending
December 2017 / Personal Banking / Share
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One way to lighten the load from higher holiday spending is to tap into credit card rewards points.
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Tax Deductions To Take Advantage Of
December 2017 / Personal Banking / Share
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The start of January means time to think about filing your taxes.
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Use Health Savings Before the End of the Year
December 2017 / Personal Banking / Share
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Since the costs of health care for the average person or family are often high and can vary significantly from one year to another, it's beneficial to use every tool at one's disposal to reduce them.
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Knowing When To Switch Banks
December 2017 / Personal Banking / Share
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Take the time to understand when it might be wise to switch banks.
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Getting the Most from Credit Card Rewards
November 2017 / Personal Banking / Share
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Keep in mind the basics of credit card rewards programs to pick the card that makes the most sense for your financial needs.
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New Regulations Look To Curb Payday Lending
November 2017 / Personal Banking / Share
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The CFPB will now require and enforce a restriction that lenders only approve borrowers for loans if they have proof that they can afford them.
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Why Grocery Prices Are Falling Around the US
October 2017 / Personal Banking / Share
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While you may not have noticed, we've been in the midst of an historic deflationary period in consumer food prices.
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Travel Insurance: Know Before You Go
September 2017 / Personal Banking / Share
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If you're considering a travel insurance policy for your next big trip, make sure you know exactly what is covered and what you need.
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Recent Changes in the 'Gig Economy'
September 2017 / Personal Banking / Share
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The gig economy now accounts for as much as 4 percent of the American workforce. Should you sign up?
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Choosing the Right Student Aid Option
August 2017 / Personal Banking / Share
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There are many ways to get help with paying for college thanks to a number of programs and loan types.
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The Best Ways to Save $500 Per Month
August 2017 / Personal Banking / Share
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It may be easier than you think to save around $500 over a month.
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How College Grads Can Pay Off Student Loans
July 2017 / Personal Banking / Share
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Before beginning the repayment process, it's essential to know the terms of the loan, including when and how you will need to pay them back.
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New Credit Scoring Models Benefit Consumers, Businesses
July 2017 / Personal Banking / Share
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Credit consumers can expect to see some changes to their reports relatively soon.
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Buying and Selling in a Hot Housing Market
June 2017 / Personal Banking / Share
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Don't be caught off guard if you're looking to own a home in a highly competitive real estate market.
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How to Save On Student Debt With a Mortgage
June 2017 / Personal Banking / Share
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According to Fannie Mae, these initiatives could help as many as 8.5 million U.S. homeowners save on their mortgage and student loan payments.
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The Best Ways to Lower Your Down Payment
May 2017 / Personal Banking / Share
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There are several ways to lower the down payment on a house.
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Why Home Ownership is Still a Great Investment
May 2017 / Personal Banking / Share
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As home prices increase each year, home ownership is still a great investment.
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Low Mortgage Rates Present New Homebuying Opportunities
May 2017 / Personal Banking / Share
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Low interest rates are good news for prospective homebuyers, and the forecast still looks bright for them in the long run.
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How to Avoid Paying Too Much for Car Insurance
May 2017 / Personal Banking / Share
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To save as much as possible on your auto insurance, start your homework as soon as you've signed the paperwork for the purchase of your vehicle.
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Demographics of the new American homeowner
April 2017 / Personal Banking / Share
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Homebuyers are getting younger as their tastes and needs continue to evolve faster than ever.
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US gears up for the next home buying season
April 2017 / Personal Banking / Share
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As things get underway once again for 2017, the market looks poised to log yet another impressive year.
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Choosing the best auto loan
March 2017 / Personal Banking / Share
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Shopping for a new car might be fun, but most would agree that searching for a good auto loan isn't a joy. However, that attitude could be costing us.
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Get a head start with these tax tips
February 2017 / Personal Banking / Share
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While you don't need to have your tax returns filed until April 18, it never hurts to start preparing as early as possible.
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How to file your taxes for free
February 2017 / Personal Banking / Share
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By taking advantage of these tools, taxpayers can save time, money and a good deal of stress.
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Questions to ask your banker heading into the new year
January 2017 / Personal Banking / Share
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With another year wrapping up, many might now be thinking about small changes they can make to ensure 2017 is their best year yet.
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How to spend that end-of-year bonus
January 2017 / Personal Banking / Share
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If you receive a small windfall at the end of the year for whatever reason, you might be wondering how best to use it.
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Get the most bang for your holiday travel buck
December 2016 / Personal Banking / Share
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The holiday season is a time for greeting, eating and gift-giving, but before any of that can happen, many of us need to travel somewhere first.
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How a new administration may impact US real estate
December 2016 / Personal Banking / Share
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Just as with any sector of the economy, U.S. real estate could stand to gain or lose through the implementation of broad fiscal and monetary policy mandated by the executive branch.
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Maintaining good credit before purchasing a home
November 2016 / Personal Banking / Share
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Credit scores may now be viewed with even more importance than ever in today's current financial environment, since many lenders appear to be tightening their credit standards.
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How interest rate increases impact homebuyers
November 2016 / Personal Banking / Share
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Homebuyers or owners especially could benefit from developing a greater understanding about the Fed and how it influences the U.S. markets.
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Financial literacy and why it matters
September 2016 / Personal Banking / Share
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Many of us overestimate our financial knowledge. That has major implications for the way we approach spending and saving.
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Easy ways to trim holiday spending
October 2016 / Personal Banking / Share
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Don't stress about holiday spending this year - use these helpful tips to reign in costs and gain a little extra cheer.
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Financial literacy and why it matters
September 2016 / Personal Banking / Share
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Many of us overestimate our financial knowledge. That has major implications for the way we approach spending and saving.
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How to pay off debt and stick to savings goals
September 2016 / Personal Banking / Share
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It is possible to pay off even large debt balances by devising a smart, sensible plan and sticking to it.
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3 budgeting strategies to try
August 2016 / Personal Banking / Share
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Budgeting is not unlike dieting - the basic concept behind it is pretty simple, but it's the execution where most people get tripped up.
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What to know about changes to Social Security
July 2016 / Personal Banking / Share
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As part of the new budget, the federal government signed into law some changes to the framework of Social Security that are important to understand.
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How to get fit on a budget
July 2016 / Personal Banking / Share
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Most people are well aware of the health benefits of regular exercise. But what's less obvious are the numerous financial incentives for getting fit and staying active.
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What new parents should know about life insurance
July 2016 / Personal Banking / Share
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If you're considering starting a policy or wondering if it's even worthwhile, keep in mind that life insurance can be a great investment.
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How to prepare for retirement
June 2016 / Personal Banking / Share
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Even though Americans are working longer, they are still nervous about their financial wellness in retirement.
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What new credit score rules mean for you
June 2016 / Personal Banking / Share
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Think you finally have credit scores figured out? Unfortunately, financial institutions are about to throw yet another curve ball your way.
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What's the point of saving with low interest rates?
June 2016 / Personal Banking / Share
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It seems like everyone agrees that saving, just like broccoli, is good for you, even though it's no fun. Still, some may ask, what's the point?
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How to start saving for summer
May 2016 / Personal Banking / Share
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There are plenty of smart ways to save a good amount before the thermometer even cracks 80 degrees.
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The best ways for millennials to save
May 2016 / Personal Banking / Share
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Given recent statistics on their financial situation, it seems stories about millennials and their money problems have been greatly exaggerated.
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How to get started with investing
May 2016 / Personal Banking / Share
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Anyone with a full-time job can and should be able to save a small amount toward their future goals.
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Putting your 2016 tax return to good use
April 2016 / Personal Banking / Share
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If you're lucky enough to get a check from yourself this year, there are many smart ways to spend it.
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What Fed interest rates mean for personal finance
April 2016 / Personal Banking / Share
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Even if the Fed decided to keep raising interest rates, the effect on your savings accounts or certificates of deposit would be minor.
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Financial resolutions for the new year
March 2016 / Personal Banking / Share
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Making a resolution for 2016 to improve spending habits or increase savings can have a great impact over the next year and beyond.
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Preparing for tax season
March 2016 / Personal Banking / Share
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The average American worker retires at age 62, according to a 2014 Gallup poll.
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Picking the right time to retire
March 2016 / Personal Banking / Share
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The average American worker retires at age 62, according to a 2014 Gallup poll.
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Finding a job after turning 50
February 2016 / Personal Banking / Share
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It can be complicated for even the most accomplished workers to find steady employment after they turn 50.
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Preparing to add new employees in 2016
January 2016 / Personal Banking / Share
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The holiday season can be a dangerous one if you are not careful. That's because of the great risk of identity theft that exists during this time of year.
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Creating a holiday spending budget
December 2015 / Personal Banking / Share
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The holiday season can be joyous and fun, but can also be stressful on two things you find important: your psyche and your wallet.
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3 Simple Savings Hacks You Can You Use Everyday
December 2015 / Personal Banking / Share
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Unfortunately, there is no secret formula to saving money.
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Managing finances takes time and effort, but also a detailed plan.
December 2015 / Personal Banking / Share
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Managing finances takes time and effort, but also a detailed plan.
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Teaching your kids how to manage debit and credit cards
December 2015 / Personal Banking / Share
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Teaching kids how to manage a credit card is an important lesson for parents to pass down.
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Creating a family budget for the school year
November 2015 / Personal Banking / Share
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The kids are back in school, and your family’s budget should reflect that.
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Retirement planning without a 401(k)
November 2015 / Personal Banking / Share
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A 401(k) is the most common retirement plan for American workers, but it’s not for everyone.
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Mobile banking tricks to save time
November 2015 / Personal Banking / Share
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Going to the bank to deposit paychecks or withdraw cash can be a time-consuming experience. That’s why many customers are opting for digital banking on their smartphones or tablets.
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Financial life hacks: Helpful hints to save for retirement
November 2015 / Personal Banking / Share
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Many workers want to save money for retirement, but that task is often easier said than done.
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