Vectra Bank Colorado

  • Careers
  • Contact Us
  • Find ATM/Locations

Which Loan Is Right for You?

Vectra can help you find the right loan for your dream home.

From new construction to large remodels to purchasing your dream home, we’ll help find the right loan.*

Your Loan Options

  • How would you classify the property type?

  • SelectPrimary Residence
  • SelectSecondary Residence/Vacation Home
  • SelectInvestment Property
  • How much equity do you plan to have in the property?

  • SelectLess Than 20%
  • Select20% or More
  • Would you prefer a 15 year or shorter term, or up to a 30 year term?

  • Select15 Years or Less
  • SelectUp to 30 Years
  • Would you prefer a rate that is fixed for the life of the loan, or varies with the interest rate?

  • SelectFixed Rate
  • SelectVariable Rate
  • Would you prefer to pay no costs up front with a higher rate, or some up front costs with a lower rate?

  • SelectNo Costs Up Front With a Higher Rate
  • SelectSome Up Front Costs With a Lower Rate
If you already have a mortgage with us, access your loan informatin on-line comveniently.

Finding the Right Mortgage

At Vectra Bank Residential Lending, we understand that getting the right mortgage* can be an anxious, bewildering experience. That is why we offer a proactive approach to mortgage lending, to fit your specific financial situation. Vectra Bank has the flexibility and resources to structure a loan that meets your specific circumstances and we will pre–qualify you absolutely free.

Some mortgage companies offer a large variety of loans but lack the local presence to help you really understand the decisions you are making. We have the experience to guide you through the process every step of the way, with competitive pricing, local underwriting and personalized service that you deserve.

Your Loan Options

*Mortgage Loans: Loans subject to credit approval. Terms and conditions apply. NMLS #467014

Vectra Bank’s Mortgage Experts

Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you.

Meet Your Loan Officer

Mortgage Resources

Home Mortgage Guide

This guide outlines the steps you can take to help secure your dream home and your ideal home loan. View the Home Mortgage Guide now!

Mortgage Calculators

Spend less time managing your money and more time enjoying it, calculate loan payments and so much more with these helpful calculators. Click here to view the calculators.

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first–time homebuyer. Click Here for some information that will keep you on track.

Bank Owned Properties For Sale

Whether you’re a first time buyer, or a seasoned real estate professional, we may have the property you’ve been searching for. Vectra Bank maintains a list of bank–owned properties that are for sale to the general public at extremely attractive prices. Feel free to browse the list of available properties below, and contact the corresponding property contact should you have any questions. Go ahead, make an offer!

Check Loan Status

Please click here to log in to check the status of your loan or view messages from your originator. You must have a valid user account to view the status page. Contact your loan officer if you do not have an account.

Mortgage Rules Have Changed

Beginning on January 10, 2014, some new rules go into effect which will provide homeowners and consumers shopping for a home mortgage with new rights and greater protection. These rules require lenders to document a borrower’s ability to repay the loan and follow other guidelines to protect consumers. These new rules were issue by the Consumer Financial Protection Bureau or CFPB which was established as part of the Dodd–Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd–Frank Act). Click here to learn more.